| T.S.A.O. |
| T.S.A.O. |

| English - Chinese - Spanish |
| Richard J. K. Tsao Broker/Owner Office: (310)378-0908 Direct: (310)418-0012 Fax: (310)791-4329 22730 Hawthorne Blvd.,#102 Torrance, CA 90505 Ins. Lic. No. 0B35245 R.E. Lic. No. 01242099 |
| T.S.A.O.=The Service is Always Outstanding! |


| Richard Tsao |
| New Century Properties & Investments, Inc. |
| Richard has more than 20 years experience serving you! The 2008 recipient of Outstanding Individual in Business Award from California State Assembly The 2006 recipient of the George H. Whittlesey Award The 2005 Good Neighbor Award by YMCA-South Bay The 2005 recipient of the J. Walker Owens Award "Small Business Advocate of the Year" in 1999 by the California Chamber of Commerce |
| TORRANCE, CA. REALESTATE MORTGAGE INSURANCE |